working out what i may be entitled to

tracywilliams2007

hi, my partner has recently moved in with me and he works 40 hours a week, i do not work and was previously on income support prior to him moving in, he earnt £21,200 during apr 2009-apr 2020 and he says his earnings will be roughly the same for this year, i have 4 children all under 16, i live in private accomadation and my rent is £475 per month, i have tried the benefits calculators but cannot understand them lol, could anyone help as to what we may be entitled to, many thanks

lauzellen

You will be eligible for tax credits. On that income you will not get help with rent etc.

Assuming none of your children are disabled...

Until April '11

Eligible elements: 1920 + 1890 + 790 + 545 + (2300 x 4) = 14345

Subtraction due to income: (21200 - 6420) x 0.39 = 5764.20

Making yearly amount to be 8580.80, so £165.02 pw


April '11 - April '12 ... Assuming 21200pa income

Eligible elements: 1920 + 1950 + 790 + 545 + (2555 x 4) = 15425

Subtraction due to income: (21200 - 6420) x 0.41 = 6059.80

Making yearly amount to be 9365.20, so £180.10 pw


ETA - amounts may be £10-£15 less depending on what income from income support you have received over the year.

tracywilliams2007

thanks for your help, so its not worth putting in a rent and council tax rebate form?

lauzellen

You could try but i doubt very much you'd get anything. When I went from income support to earning 21.5K a few yrs ago I lost ctb/hb and in my opinion rightly so.

On an income of £1360 pcm plus nearly £700 pcm from tax credits you should be in a decent position - £475pcm rent isn't bad at all on that income. If you think you may struggle i suggest you do a SOA (statement of affairs) http://www.makesenseofcards.com/soacalc.html and post it on the debt free wannabe board for help with reducing costs.