Tenant's Content Insurance

Tam_Dao

Does anyone use it? Who is the best provider on UK market?

Many thanks

slowfastcars

Have a look at Endsleigh, I have used them, I think it's about a tenner a month for where I live. You pay extra to cover the Landlord's goods and also some extra cover in case of a break in, where I'd immediately get a call out to a tradesman to come and immediately fix a broken window or an insecure door as a result of an incident (if you came home in the early hours and you'd had the door kicked in, would you really be able to get hold of the Landlord and would he make it secure that night?).

dogbot

Technicaly, tenants contents is just contents insurance bought by a tenant - most contents policies provide the cover you might need. Hiscox, Chubb, Home & Legacy, Sterling etc etc - the high net worth market - will therefore provide the best cover. Some of those have specific contents policies for high net worth tenants.

More generaly the policies sold and marketed via letting agents can be fine, but often limits are more restricted than normal contents policies. Indeed many of these are underwritten by some of the major insurers including some of those giving better than average service.

Remember that often there is both a broker and a letting agent taking comission along the line. Also take any "advise" from a letting agent about the policy with a pinch of salt - they are not insurance brokers and, in my experience, can miss-interpret wordings.

Endsleigh is not a bad place to start, but look on the price comparison websites and elsewhere.

Tam_Dao

Many thanks guys:wave: