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payless wrote: »
implies they think some people where told that SVR calculation was changing , others not told.
saving123 wrote: »
can anyone tell me if this will affect me - i took out a mortgage with halifax in december 2006 on a 2 year fixed rate. At the end of this i moved onto another fixed rate?
thanks in advance
pompeyfaith wrote: »
Looks very much like this affects me and I say to my wife at the time why is our rate still at 5 and a half percent.
We took our mortgage out with the Halifax in 2006 am the rate was fixed for 1 year and has been SVR since then.
So am I right in saying the rate should have been 2.5% which is the BofE rate of 0.5% plus the 2% cap
If so I have paid about 3% over for a few years, will have to dig out the offer letter and the yearly statements since then.
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