Struggling to get out of debt!

natlai

MrsTine wrote: »

Being as others have pointed out the ways forward I'm going to highlight something different but important...

Looking at several of your debts and a couple of your comments I'm going to guess a LOT of this debt is related to shopping through catalogs? Very and Next jump out here at well over £5k for just those 2...
You need to take a very good look at where the money went, if you spent it all on clothes then have you now managed to bring your compulsive spending under control? I say compulsive because running up debts like this on clothes is something I would consider a problem... maybe not if you earn £30-40k per year but you do not!

You need to work out HOW you got to this point and make sure you are wanting to change it otherwise you will be back here again and you will have wasted all that hard work...

If you want to ebay clothes put it on there for 99p starting price with good pictures and no reserve - you might not make millions but it will help declutter both your closet and your life... Look at it as a new start...

thanks for your reply MrsTine.

I got here about 10 years ago when I got my first CC and was spending on it to keep a now "ex" happy and it happened with a couple of other "ex's" too. Next and Very it's not just clothes that I bought, I got TV's and exercise machines and games consuls etc.

slummymummyof3

I usually find having things finish on a Sunday night on ebay gives the best results. Be sensible with your p&p rates and that will attract buyers. I ordered self sealing plastic large bags from ebay to send clothes off in.