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All the small things - tell me what you have done to be MF today

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  • Today

    1. NSD
    2. packed lunch for work
    3. Freezer meal for tea
    4. survey onepoll
    Mortgage Aug 2010 - £130668 fixed 2 years 4.99%
    2011 o/ps £60/£1380
    Aim to get mortgage to £120,000 by April 2013
  • liuhut
    liuhut Posts: 1,269 Forumite
    Hope its OK if I post weekly as I'm struggling to find time to post at the moment....
    so far I've
    Changed the home insurance policy saving £12 a month - 45 to 33!
    Entered comps everyday... I won 4 things last Friday so on a roll
    OH has managed to get overtime work, he works shifts and has done 3 days in the last two weeks, he is also going to work Sunday and then we are all off on Monday as its a public holiday here.
    Made a beef and mushroom pie last night for tea, from leftovers from a roast dinner. I'm really trying to cut down on waste and have noticed the grocery bill decreasing (which is good as food is really going up here...$6 for a cauliflower last week...arghhh)
    started doing surveys on pureprofile...I have .70 so far!!
    Off to work in an hour...

    Thhink that lot will do me for now
    L x
    WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 wins in Oz $ 6170.... wins 2011 aprox $2000
    MFIT - number 37. Reduce my mortgage from £63,500 to £48,000. now at 54,000...
  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    • Signed DH up for a webcam survey £100 to do with the field he’s
    employed in – Hope he gets it!
    • Reused same baking paper 3 times now instead of throwing away and it
    will still be useable again!
    • Entered 3 competitions on comps board
    • Freebies board -1 entry
    • Toluna 2 survey 220 & 3000 and other bits
    • Received compensation cheque for car injury so banked it straightaway
    to gain interest :j
    • Weighed in 22” broken alloy wheel at scrap yard. Got £13 towards
    OP ( it was 72p a kilo ..don’t know how much it is near you Michelle - be interesting to see)
    I can't be bothered updating this anymore
  • For the 10th day running - I didn't spend any money!

    Made loaf of bread and HM curry (not in the same machine!)

    Took exam in structures. No financial implication - but there was a question about stress!! :p
    Mortgage Free Wannabe
    1st April 2015
    Outstanding Mortgage (1&2): £75023/£76400 Target MF date: Jun 2019 (49 payments)
    Target OP (2015): £1500
    Outstanding Mortgage 3: £77000
    [STRIKE] Outstanding Loan: £1161 [/STRIKE] What Loan!
  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    DH brought the work van home with him so he has filled it with s-crap. I agree that i think it will be interesting to see what we get. We will be putting it towards neutralising the cost for changing insurance over. DH rang up to see if we could have a week of cover on the old car just to give us time to dispose of it, and they want to charge us £25 per day, so really urgent now we get rid of the other car on Saturday.

    I haven't managed my dooyoo review tonight. I watched some stuff off the digi box instead so that is now a bit less full.

    DH will need to be up early for work again tomorrow. Hopefully the kids won't wake up before we want to wake as we have a lot to do and need the energy.

    Hopefully DH having done what he has tonight will make things easier for the weekend. (It already feels a little like the weekend to me with the kids having tomorrow off school.)

    roger ramjet 10 NSDs - wow that is good going. I don't think i can manage that. There always seems to be something.
  • katsu
    katsu Posts: 5,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    katsu wrote: »
    This morning I got a greggs BOGOF tea/coffee voucher so I have printed that with my croissant voucher ready for an MSE meet up with a friend next week. I printed it on fast greyscale to save ink ;)

    I will catch the bus to the train station instead of getting a taxi.

    I will try hard at the interview as a new job would be very MSE ;)
    I also ate & waited in M&S as I figured it would be cheaper than Starbucks - it was as I got a meal deal! I tried to think it was moneysaving not to go to the interview having spent 2hrs waiting outside and turning blue ;)

    I got the bus to, and from, the station even though I had to wait tonight in the freezing cold street (no bus shelter :() for 25 mins.

    I also walked through lots of shops but bought nothing :A I was very tempted in one shop but I decided I don't have a job yet so need not to shop.

    I even resisted a take-away and finished some manky cupboard food for my dinner. Go me ;)
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • Mornin all! :D
    Good MFWing so far the last couple of days!.... which is a good thing as we have a few big bills coming up in the next 2 months so need to spend as little as possible!!
    so far have...
    *taken pack lunches into work all week,
    *filled the freezer with whoopsies (mostly bread, crumpets and posh croissants for weekends!)...so much so that I warned mrtyo not to open it incase he was injured by a loaf! :D
    *haggled 2 months free car ins by speaking to current provider re: lower quotes I had recieved- less hassle than changing and actually about £5 cheaper overall than the lowest quote!
    *used voucher for dinner out with a friend last nite so came to £10 spend for main, drink and coffee afterwards- not bad methinks!
    *Turned heating down/off in the day and put the other one on a timer , will adjust these at weekend too as seem to be getting warmer...
    *Oh - and been to work! :rotfl:
  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    Off to a good start. DH has taken the van of scrap, so hoping for a few pounds there. Some big items in there like the old boiler and sink, an old trailer, and all the aluminium cans we were saving to cash in.

    DH also told me last night that although he originally negotiated a whole years tax on the car, we are actually now going to be given it with the month tax left in it and that money knocked off. I think that will make us 1/12 of the cost of the car tax better off.

    I'm about to send my shop and scan data, earning my £1.10 for the week, and try and entertain the kiddies without spending any money today. It is a nice day so i am sure it will be manageable.
  • I have turned off the central heating and lit the fire.
    Please do not confuse me with other gratefulsforhelp. x
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Quiet today - is everyone out drinking on a Friday night? If so why wasn't I invited?

    - 45p onepoll
    - BIN listed yesterday on ebay sold £15
    - £10 B&Q card arrived which will go towards decking stain.
    - NSD (third in a row)
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