How to Get Through The Tough Times The Old Style Way.

jackieglasgow

I really don't wish to start an argument by Ceridwen sometimes I do wish you would get off your high horse. Not everyone who doesn't own their own home spends all their money on frivolities. We live in HA accommodation just now and have not had one penny in Housing Benefit council tax benefit or any other kind of benefit in the thirteen years we have been married. Times are tough for us just now, but we choose not to claim benefits from the state, and my husband continues to make NI contributions even when he is not working. IF we never get back on the housing ladder and spend the rest of our days living here while paying taxes and raising the next generation of taxpayers, then I would fully expect the welfare state - which we are very privileged to have in this counrty - to provide whatever we need. I get really fed up to the back teeth reading your belittling comments about people who live in rented houses, choose to have children while renting houses, and those who have the audacity to to ever deign not to try to buy a house. Its very insulting, and not only for me I would imagine.

mrswive

Bertiebots - congratulations on getting that job; they're as rare as hens' teeth these days.

Kidcat - sorry to hear the house didn't work out for you but hopefully something better will come along. Last year we had a very anxious few weeks thinking we would be living in the camp site up the road then, all of a sudden, we had an offer accepted way below asking price on our current home which suits us much better than the ones that got away. The uncertainty is awful though isn't it? I do feel for you and will keep my fingers crossed that something turns up.

Organic beefburgers in organic bread rolls for tea tonight, courtesy of 'the man with the golden gun' at our local Waitrose. We go up there several evenings a week, about an hour before closing time, and grab all the reductions we can make use of; it's the only way we can reconcile a liking for good quality food and a £30 a week budget! Also,they throw out anything that isn't sold on its sell by date, and I hate the thought of all that good food going to waste.

Talking of reduced items, here's a strange thing - one of the items on the reduced trolley was a ceramic pot with a couple of hyacinths in it with the previous days date on it and no price. I asked how much it was and was told I couldn't buy it because it had gone over its date. "It's a plant" I replied, I'm not going to eat it." but to no avail. Is it just me, or is that a bit nuts?

ceridwen

Jackie

Sorry if things came over the wrong way - and that wasnt how it was meant.

Pax?

Greying_Pilgrim

Am spitting feathers, just typed out lovely (ok so i'm judging myself but...) post in response to Beccah's recipe request, checked me spelling, weights, measures and everything........and the bl**dy computer has just ate it ...arrgh!

Beccah, i am happy to post, but I've really run out of time now. I will post I promise.

Meanwhile, all the wise posters on this thread, what did I do wrong? are you 'timed out' for slow typing or something? Am I better off typing in word and then pasting? All suggestions welcome.

Greying

Hippeechiq

jackieglasgow wrote: »

I really don't wish to start an argument by Ceridwen sometimes I do wish you would get off your high horse. Not everyone who doesn't own their own home spends all their money on frivolities. We live in HA accommodation just now and have not had one penny in Housing Benefit council tax benefit or any other kind of benefit in the thirteen years we have been married. Times are tough for us just now, but we choose not to claim benefits from the state, and my husband continues to make NI contributions even when he is not working. IF we never get back on the housing ladder and spend the rest of our days living here while paying taxes and raising the next generation of taxpayers, then I would fully expect the welfare state - which we are very privileged to have in this counrty - to provide whatever we need. I get really fed up to the back teeth reading your belittling comments about people who live in rented houses, choose to have children while renting houses, and those who have the audacity to to ever deign not to try to buy a house. Its very insulting, and not only for me I would imagine.

:T Very well said Jackie

You're not the only one who gets tired of the assumption that everyone who lives in council house is a waste of space!

ChocClare Thanks for the advice on the pepper plants hun - it's much appreciated

[Deleted User]

kidcat wrote: »

Well the decision is in, and our offer was rejected, apparently the vendor expects the asking price:eek::eek::eek:, have pointed out that the house is almost derelict and needs so much work its just not worth the money. Agent said that its a matter of what the house is worth to me - I pointed out that actualy its a matter of what the house was worth to a bank!!

Am off to view another house tomorrow and see what thats like.

Dd and her dh did one of those sealed bids on a derelict house and they were rejected and they were very upset. A few months later they went to see another house and the upshot is that they bought it and it is in a completely different area. They LOVE it and are so happy there, so fate sometimes has a hand in our futures. Hope you are settled soon kidcat

kidcat

I think sometimes the injustice of life gets to us all, I know a woman who lived with her partner and son in a council house for 15 years claiming she was single, whilst her partner worked and earned a good wage. They married and then she put in to buy the house - and was allowed ahuge discount having never paid a penny rent. It all seemed so wrong, especially when she threw the husband out one year later and was allowed to keep the house on her own as he had not contributed to its upkeep for the first fifteen years. She sold it recently for alot more than she paid and bought a lovely place mortgage free - and all it cost her were a few years of very low mortgage payments.

The trouble is whilst we all know of these cases they are thankfully not the norm but are inclined to be the bench mark whih we judge upon.

kidcat

Greying_Pilgrim wrote: »

Am spitting feathers, just typed out lovely (ok so i'm judging myself but...) post in response to Beccah's recipe request, checked me spelling, weights, measures and everything........and the bl**dy computer has just ate it ...arrgh!

Beccah, i am happy to post, but I've really run out of time now. I will post I promise.

Meanwhile, all the wise posters on this thread, what did I do wrong? are you 'timed out' for slow typing or something? Am I better off typing in word and then pasting? All suggestions welcome.

Greying

I think its down to new posts being written whilst you are still typing, I have now learnt to copy the contents before I hit submit, so that if it loses my post I can simply paste it in, Well as long as I have remembered that is

The other idea is to type the recipe in word or something similar then you can simply copy and paste it across without worrying about the time taken.

[Deleted User]

GreyQueen wrote: »

I'm just a bit too young to be a boomer and never was at the right age at the right time to hit the sweet spots, economically. It's ruddy annoying when you know people who are buying a 3 floor riverside townhouse of award winning design for £100 LESS a month than I am paying in rent for my titchy 1 bed council flat (sad but true, and I have been a guest in that same house and it is lovely:()

I also know people who lucked out at the right point on the economic cycle and have their modest home on a mortgage which is less than half the price a month that their neighbours pay to rent an idential property. As little as 4-5 years can make the difference between being a property-owner and being stuck in a rented home for which you pay so much that you can barely afford to eat, never mind save for a deposit of your own.:(

Dd and her dh are just 37 years old and have been homeownerts for 9 years. They both work and live quite frugally and have been adding a little extra to their mortgage repayments for the last 7 years. They have just moved, upscaled to a lovely market town and now pay £100 less per month than they paid in rent for the last 6 months for a very small house just ourside Bristol. Tbh it isn`t luck for this couple, just jolly hard work. A few months ago dd was made redundant and she went out there and marketed herself and now has a good new job. That isn`t luck either

rachbc

quite kittie- my hubby bought his house at 22 - when all his mates were young, renting and living the high life he was spending his evenings and weekends doing up a delapidated property and working full time. When he was made redundant he got out there an got another job as he was terrified of loosing the house - not moving back with his parents like his collegues. We now live in a much bigger house, but are still DIY-ing and have friends who tell us how lucky we are to be able to afford it cos we made money on the previous one - doesn't feel much like luck to me!!