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Where could get a guaranteed loan in the next day?

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  • paddyrg
    paddyrg Posts: 13,543 Forumite
    My goodness those look dodgy! But I suspect they're just leads generators for one of the other lenders taking a commission - but they say the do unsecured loans for benefits which is what the OP asked for... Personally I would go nowhere near these guys though.
  • I am currently not employed. Can I apply?
    Absolutely! We work with people who are unemployed to get easy loans with no hassle!
    What is the repayment period of a payday loan?
    A payday loan is given for a short period of time. Based on the lending amount, this period varies from 7-14 days.

    Why on earth would they lend money to people who have no means of repaying them, let alone within 7-14 days.
  • I filled in those applications out of curitosity, you are taken to the loan center site, where you have to pay £67 fee, or to the platinum plus site where you have to pay £99 fee. Be really careful with the platinum plus site as they ask for your card number and only if you read the tiny terms at the bottom will you see that by ticking the box you are agreeing to them taking out the £99 fee. Platinum plus say they guarentee you a credit line of £5000, this does not mean you get that amount of money, it means you have to use the card they give you on goods they sell on their site, at extremley high prices.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    That's a great site, I applied for a 100k loan to buy a car and according to the site, I can have it even IF I'm on benefits :rotfl:

    Almost worth giving up my job to see if I get the loan....Audi R8 here I come vroom vroom
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • Apples2
    Apples2 Posts: 6,442 Forumite
    Here you go!
    http://www.loansforpeopleonbenefits.co.uk (not even joking)
    y

    I have managed to get (from the redirect to The Loan Centre:

    Loan £15,000
    Term 120 Months
    Monthly repayment £324.47
    Total Repayable: £15074.95

    born in 1947
    Unemployed
    Council tenant

    Crikey - £15k loan and overall it only costs the joining fee of £74.47 Sounds like a bargain!! :rotfl::rotfl:

    And people really do fall for this tripe!!
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    KingElvis wrote: »
    Almost worth giving up my job to see if I get the loan....Audi R8 here I come vroom vroom


    Or maybe even be able to afford a horse !

    :p
    Space available for rent
  • pink_princess
    pink_princess Posts: 13,581 Forumite
    edited 18 February 2011 at 9:41PM
    chrissie22 wrote: »
    Wonga is a payday company, they wont lend to people on benefits, if you go on all the payday companies, read the FAQs or do I qualify bits and you will see that 99.9% will only lend to those who are working
    This isn t right ,most highstreet ones will.They ll do them on child tax credits ,dla ,ib.Infact any benefit except jsa or is,child benefit and housing benefit.Thats because the laws protect those benefits as not being counted as income.I ve become very intereted in there business model the last few years and even considered starting one :o.Zopa has me hooked fascination wise not used it.
    Life is short, smile while you still have teeth :D
  • pink_princess
    pink_princess Posts: 13,581 Forumite
    odwyer1980 wrote: »

    The thing is, I am still confident of making big money on Betfair. You cannot guess your way to 27k, unless you know what you are doing. The proof is on my blog.
    Thats a very worrying comment .You don t have the knowledge or discipline to trade OP .You don t even follow the begineers rules .IE never invest more than 5% of your float .Set min/max loss/profit .Have bplans out if it goes against you .Your right that the proof is in your blog,your errors are there to see.Entering markets that don t offer the liquidity to get out on .Going into markets that aren t trading at ev price.

    You really need to never go near betfair again ,your selfcontrol and get rich quick attitude are just a disaster waiting to happen.I hope you are ok after todays deadline .Id contact cab tomorrow if I were you .
    Life is short, smile while you still have teeth :D
  • Well I've come back to see what happened with this guy...
    Looked at his blog, which I think was his real intention for us all to do. Does he get money from the blog site if there are high numbers of viewings of it? If so, then he was here to catch attention.
    Apparently he has £450 in his account now. Where did that come from I wonder?
  • odwyer1980
    odwyer1980 Posts: 81 Forumite
    edited 18 February 2011 at 11:44PM
    Sold my iphone.

    Thanks for the help all. Been given another chance, so hopefully I don't make the same errors again.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
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