direct line

feakz

just renewed my car policy . last year fully comp only £84 so i added legal aid and no claims protection total cost £119 .
this year , i was told insurrance gone up by an average of 30%
when i quirred why mine policy had in creased by 88 % caould answer why ???? only minimum policy £150 , but that did not aswer why with out no claims protection it was still over £180.00
shop around . now with mcsa through sun alliance and paid only £154 with no claims protection and legal aid

timbo58

I think they are all trying it on.
I renewed mine in November at approx £300 fully comp, I rang them to change the address (moving 3 miles) and they wanted another £139!
(higher crime rate area so they said) what bullsh*t, it doesn't justify a 20%+ rise that is for damn sure.
I have got a few more quotes and they don't come anywhere near (£250 ish, cheaper than my present policy!) for this new postcode (ok a larger town, and I expected an admin fee, but it's not downtown Beirut, the falls road or moss side!)
It'll be £18.09 to cancel the policy, so I've left it as is until I can find the NCB letter and then I'm off and will cancel my DD too.
Swiftcover: shame that, as I've always had good service up till now.

raskazz

I would not say that the insurer mentioned in the original post was 'trying it on'.

You have to ask - if they sold 1000 identical policies at £88, would they make an underwriting profit or loss on that pool of risks?

Clearly the answer is no, not even with abnormally low claim frequencies and severities.

adamc260

Any premium under £200 is frankly dirt cheap and shouldnt be complained about sorry !

POPPYOSCAR

Just like our Home insurance with Direct Line went from £354 to £628 this renewal.
You just have to shop around now.

DCFC79

Yes the price went up but so has everyone elses so shop around, its down to you to shop around, if you dont shop around then its your own fault