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Joint account charges from 2005.

In October 2005 we went over our overdraft limit and incurred a £20 charge. Whilst over our overdraft limit a cheque was honoured which incurred a charge of £30.

Can I claim this £50, when the fault lies with us for the reason the charges were incurred?

Emyr Thomas.

Comments

  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    In short, YES you can claim.
  • Yes, go for it. I would say you have a very fair claim and because you are claiming for £50 probably likely the bank will settle your claim, I know they settled my £39 claim but my claim for £418 is stalling. GOOD LUCK!
    £2 Coin Savers Club (Christmas)- £86
    £1 Jar (Christmas)- £29
    Christmas Vouchers Saved: £145
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