Defaults on my Credit Report

Almost_There_2

Hi all, I have only TWO payments left of my IVA, so near now!

I signed up to all three credit reporting companies to get online reports so I can start to cleanup my files etc. I have read the 'clean-up' stickey thread and want to clarify something:

Assuming the default date is correctly shown as the IVA start date (say 01/05/2006), it should disappear after 6 years (01/05/2012).


At the moment, my file is showing the default date correctly, but the monthly status history each month is still updating as default:

Status History D.....D.....D.....D.....D.....D.....D.....D..... etc.


When it gets to 01/05/12, does the entire record disappear including the recent status history?

If not, then technically the April 2011 status (the last before IVA finishes) will continue to show on there until that eventually disappears, which could be a lot more years.


Thanks in advance

Charco_2

You'll need to address this with the credit rating companies and your "former" creditors* (NB - former when you successfully complete the IVA).

There should not be "D"s showing and it is your right to have the records ammended.