defaults on credit file after iva start date

gilbe28

hi i have noticed i have 2 defaults after the start date of my iva what can i do many thanks ali

doelani

gilbe28 wrote: »

hi i have noticed i have 2 defaults after the start date of my iva what can i do many thanks ali

Hi gilbe

If you follow this link it will tell you how to sort your credit file after IVA finished,

https://forums.moneysavingexpert.com/discussion/1286063

Have you got your Certificate of Completion yet ? I sent copy of mine along with last report from IP and asked the companies to set my default date as the date IVA started which they all did.

gilbe28

no not had my certificate of completion yet i understand you can wait months for these lol

doelani

gilbe28 wrote: »

no not had my certificate of completion yet i understand you can wait months for these lol

Yes it will not be issued until all creditors have claimed and been paid, mine took 7 months I have seen others who only waited weeks. I would add mien took so long because one creditor held it up by not claiming what they were owed.

When did your IVA start ? Even though you have finished it early once you get the default dates fixed to show the date IVA started it will still take 6 years from that date before they drop off. You probally already know this anyway.