IQOR now pass to geoffreyparkerbourne please help

spudyuk

i had a setup a payment plan with iqor and sent them £20 which on the ltter said to be with them for december so i sent on 17th dec , they said they wud send me blank giros and nothing come so i missed payment 2nd payment because i had no blank giros, letter now come this morning gpb SOLICITORS i am so worried what will they do i phoned them and they said to write a ltter offering £20 a month



help needed, what will they do

please please help



andrew

FTW

spudyuk wrote: »

i had a setup a payment plan with iqor and sent them £20 which on the ltter said to be with them for december so i sent on 17th dec , they said they wud send me blank giros and nothing come so i missed payment 2nd payment because i had no blank giros, letter now come this morning gpb SOLICITORS i am so worried what will they do i phoned them and they said to write a ltter offering £20 a month



help needed, what will they do

please please help



andrew

What's the debt supposed to be for?

Either way, forget about speaking to these companies on the phone - nothing good will come of it. Keep it in writing only, and do NOT provide them with your signature.

spudyuk

was for a personal loan , i offered £20 a month its just under £3000

FTW

spudyuk wrote: »

was for a personal loan , i offered £20 a month its just under £3000

When does this loan date from?

Send a CCA request to whoever's chasing the account now, but make sure it's sent recorded delivery (so you're able to track if they get it), and do NOT put a signature on the request - provide no signatures to these companies at any point.

In case you're not sure what a CCA Request is (Consumer Credit Act request), do a google search, and you'll soon find excellent template letters you can use.

Don't phone them, and if they phone you, keep repeating 'only in writing' until they get bored. Phone contact with these companies will resolve nothing.