MBNA Finance - PPI

Wood.Justin

Good Afternoon Folks,

I just thought I would share some good news from some PPI that I thought I had been mis-sold.

I took out finance on an Apple laptop back in 2006 however didn't realise that the finance actually included PPI. To be fair, I was only 20 at the time so wasn't really paying attention to the finer details... It seems this has been the way for me ever since!

However I feel that the paperwork was confusing and I didn't receive any further information regarding the PPI as I'm a bit anal for keeping onto paperwork.

I have since written to MBNA Finance to argue my corner, they sent a generic response saying they would look into this and have a reply to me within 28 days. I heard nothing and then another letter came through the letter box stating it is taking longer than anticipated... Finally after a few phonecalls I had a response stating they didn't agree with all of my points however they would settle in full plus 8% interest which I think is quite satisfactory.

Just thought I'd share that, so if you have taken out finance through MBNA to purchase Apple products you might be in the same boat!

Regards,
- Justin

di3004

Wood.Justin wrote: »

Good Afternoon Folks,

I just thought I would share some good news from some PPI that I thought I had been mis-sold.

I took out finance on an Apple laptop back in 2006 however didn't realise that the finance actually included PPI. To be fair, I was only 20 at the time so wasn't really paying attention to the finer details... It seems this has been the way for me ever since!

However I feel that the paperwork was confusing and I didn't receive any further information regarding the PPI as I'm a bit anal for keeping onto paperwork.

I have since written to MBNA Finance to argue my corner, they sent a generic response saying they would look into this and have a reply to me within 28 days. I heard nothing and then another letter came through the letter box stating it is taking longer than anticipated... Finally after a few phonecalls I had a response stating they didn't agree with all of my points however they would settle in full plus 8% interest which I think is quite satisfactory.

Just thought I'd share that, so if you have taken out finance through MBNA to purchase Apple products you might be in the same boat!

Regards,
- Justin

Great work!:T Well done:beer:
And I'm sure it will also help others in the same position, or maybe they will not realise this until they come across your post, so cheers.;)

amersall

Well done justin :j:j:j thats brill :T:T:T:D

Wood.Justin

di3004 wrote: »

Great work!:T Well done:beer:
And I'm sure it will also help others in the same position, or maybe they will not realise this until they come across your post, so cheers.;)

That's exactly why I shared this information, because I only realised after 4 years!