Attention Savers.,...

Loughton_Monkey

I've no idea on Hamish's agenda here. He has a tendency to put words in peoples' mouths and then argue against them.

Apart from a few idiots, Hamish, there is nobody who expects to see 'safe' savings rates of 8%/9% when the base rate is 0.5%. What people want is safe savings at a rate on or preferably above price rises, as has been sustained well in the past. But it is recognised that this can only happen under a different financial climate in which (amongst other differences) base rates would be a more normal 5% or so.

Around the very late 1990's/early 2000's, I recall inflation in the 2%/3% range, I recall Base Rates in the order of 5%/6%, savings rates 4%/5% [or 6% or so with conditions], and Mortgage Rates around 7%/8%.

Nothing wrong with this sort of scenario. And this was all in the 'loads-a-money' era as well.

HAMISH_MCTAVISH

Graham_Devon wrote: »

such rubbish, considering only 4 years ago, you could borrow money from banks, for instance, Alliance & Leicester at 6.9%, and as a saver, you could get 6%.

Crikey!!!

That didn't take long..... And you walked right into it.

So you're saying the bank margins today are too high Graham.

I agree... shameless profiteering.:rotfl:

Graham_Devon

HAMISH_MCTAVISH wrote: »

Crikey!!!

That didn't take long..... And you walked right into it.

So you're saying the bank margins today are too high Graham.

I agree... shameless profiteering.:rotfl:

Nicely worked. Pretty impressed. Make out this thread wasn't actually about the questions you posed, but actually, just a trap set up, just waiting for me to bring up that point.

I'd post up a picture of a window, in order to aid my point that your backtracking and trying to imply I've said something I actually haven't said, is so see through it's laughable.

As I say though, do like your style...have answered your points with something you can't answer, so you try to make out your questions were all a trap and try to make out I'm actually saying something I never said.

Have a forumonic point.

HAMISH_MCTAVISH

Graham_Devon wrote: »

Have a forumonic point.

Why thank you, I will.;)

Loughton_Monkey

GHOUL_WEDNESDAY wrote: »

Nothing more pathetic than hearing the savers moan. Boo hoo hoo I'm not getting enough free money. Well hard cheeses to you. Do something useful with your couple of coppers instead of bleating in all the time. NO_ONES_INTERESTED.

I'm not interested.

Happychappy

GHOUL_WEDNESDAY wrote: »

Nothing more pathetic than hearing the savers moan. Boo hoo hoo I'm not getting enough free money. Well hard cheeses to you. Do something useful with your couple of coppers instead of bleating in all the time. NO_ONES_INTERESTED.

:T hooray, the chavs have woken up, lets !!!! it up the wall, don't save, just live off the backs of tax payers, whooopppeee

wherediditallgothen

DervProf wrote: »

Plenty of answers being forwarded.

Hamish, your postman is going to have a very full sack for you.

Hamish & Sibley have full sacks for HPI.