My step in the right direction

CH27

littleredfairy wrote: »

I have done all this, and completely ommitted the fact I owe my dad £6,000 for a loan he paid of for me. He said I could pay it back at £6k when he retires, he retired two years ago and hasn't seen a ben. he himself is in a lots of debt and I in some ways a0 still cannot afford to give him it back b0 feel I am stopping him spennding the money.

Maybe feeling guilty about your dad will give you the incentive to get your finances sorted ASAP so you can begin to pay him back.

littleredfairy

Not including student loans which come out my salary I am down to £1500 on my credit card, so I can probably pay him some money in the near future. my real issue is thinking I have money and then overspending.