American Express - credit limits vs ease of application

GunJack

MThompson - I got the "sorry, we don't take Amex" at a couple of restauraunts, and the Anahiem Resort Shuttle Bus(took Visa though). Not many, but still needed my Visa in my wallet just in case...

loveandlight

Orignally posted by MThomson
Agreed, but as the OP mentions, if you relocate to America, Amex is one of the few cards which will let you transfer your account with them to America.

Originally posted by JenIttels
(i've been told this is one of the easier ways for a foreigner to get a credit history over there).

Surely these are two completely different issues?

Your post MThomson is about Amex agreeing for the statements to be sent to the U.S. but it will still be a U.K. issue card. I don't understand why JenItels has been told that an Amex U.K. issue card will be an easier way to get credit in the U.S. when he'll still need to satisfy the U.S. criteria for a U.S. issue one?

M_Thomson

loveandlight wrote:

Surely these are two completely different issues?

Your post MThomson is about Amex agreeing for the statements to be sent to the U.S. but it will still be a U.K. issue card. I don't understand why JenItels has been told that an Amex U.K. issue card will be an easier way to get credit in the U.S. when he'll still need to satisfy the U.S. criteria for a U.S. issue one?

No, surely my post is not that difficult to understand? Amex are one of the few card companies that if you relocate to America, has a service that will transfer your account to their American section. You can call up and they will give you a yes or a no to the transfer. They will base it purely on your UK history with Amex. You can then choose from any Amex US issued cards.

loveandlight

Originally posted by MThomson
No, surely my post is not that difficult to understand?

Well excuse me for having the nerve to question you! For me your post did need clarifying otherwise I wouldn't have queried it!!

I'm relocating myself back to the U.S. after Christmas and had a similar question myself which is why I needed clarification. As your message was disrespectful to me it made me query the rest of your post so I phoned Amex myself this evening and they have told me that what you have advised is not true. So I won't be following this thread anymore.

Good luck to the person who started this thread though.

M_Thomson

loveandlight wrote:

Well excuse me for having the nerve to question you! For me your post did need clarifying otherwise I wouldn't have queried it!!

I'm relocating myself back to the U.S. after Christmas and had a similar question myself which is why I needed clarification. As your message was disrespectful to me it made me query the rest of your post so I phoned Amex myself this evening and they have told me that what you have advised is not true. So I won't be following this thread anymore.

Good luck to the person who started this thread though.

I am very sorry if I came across as being rude in my post. It wasn't my intention, often what you write can sound worse than how it was meant to come across. I apoligise. I have had a look online and Amex do offer the transfer service I mentioned. Here is the link: http://www.americanexpress.com/globaltransfers/global_card_transfer_en.shtml
Did you get through to one of the indian call centres? They often give incorrect info.

Tojo_Ralph

If it helps any, after Twenty One years of having the same credit card, (Mastercard) I decided I may as well be an MSE'r and go for the micro percentage cashback. I applied online and got the Platinum credit card earlier this month within 7 days. The credit limit is £9,600.