Don't even know where to start- making me ill!

cleggie

Hi df, sorry- i know you asked me the same Q earlier in my thread and i totally forgot about answering it!!! Sorry! To answer your Q, yes its on top of what i have budgeted for (YAY!!) so i wont have to worry about finding the money from somewhere else.

I think i have come to some sort of order in which to pay everything:

1- rent arrears
2-cabot (as i only have 3 more payments of £150)
3-SWW- when i phone them up to make extra payments, so i ask them to take it off the debt, not the current usage, or doesnt it matter as it will all be joind in together?
4- Capital 1
5- Nursery.

Obviously i am going to be chipping away at them all over time, not doing it one at a time. My plan is that once the rent arreas are done with (Next Fri!!) that will save me £48p/m..which i could add to clearing off the Capital 1. Once those are cleared off, i could use that money to put towards paying off extra amounts for the next debt...i hope i am explaining this well???

cleggie

La la la la la !! I am a happy happy lady today!
I bought my weekly shop for £22.08!!!!
I even got 12 bananas for 40p with that....i love that i am very very excited about it too!

rugbychick81

£22.08! That's good going!

cleggie

Thanks rugbychick......but thats the last time i ever buy cheaper washing gel!! i ended up in the local hospital today with a severe allergic reaction...hahahahaha! I bought the cheaper stuff ages ago (is one of 5 different bottles i have)..but dont think i will be using that again in a hurry!!!
Dont want to waste it though...what can i do with it? Any ideas?

beanielou

Chuck it if you had a allergic reaction.

Do you have a spare room ~ If so would you consider having a lodger/stiudent to stay for even a few months to help you get on your feet?

maganan

cleggie wrote: »

Dont want to waste it though...what can i do with it? Any ideas?

you could use it to wash the floors/skirting boards but wear rubber gloves!

bluestaff

Keep up the good work cleggie your doing really well

cleggie

Thanks Beanielou- i don't have a spare room, but nice idea to bear in mind when the kids get older and move out,lol!

Maganan- brilliant idea- hadnt thought of washing the floors with it!

Bluestaff- thanks so much for that, its nice to think that i will one day be debt free and able to manahe my money properly!

ellesbellesxxx

Was going to say as well, looking at internet and phone bill youmight be able to get this down?
I pay 12 for internet - with plusnet, and 8 a month for phone with primus!
xx

cleggie

Ellesbelles, thanks for the tip.
I am currently under contract (18 months) with BT for their Anytime Plan, so dont think i can change mid contract? The internet i could cut down though. Wil have a look around, so thanks for that!
Oh, so you pay £20 a month for both internet and phone?? WOW! Is that inclusive of any calls?