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Permenant health insurance
littlekitty2010
Posts: 205 Forumite
Hi at the moment i have a critical illness cover with BUPA with life assuance built in. I am paying £100 per month for this for my husband and I. Thats £1200 a year:eek: Although this is a guaranteed policy rate. Do you think this is expensive? Anyone know who are reputable PHI providers as this may suits my needs better than CI. Thanks
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Comments
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No way to know whether £100 per month is expensive. If it provides £10million of cover its a bargain; if it provides £10k of cover it's on the pricey side.
You might want to discuss your needs with an IFA. PHI is a higher priority for many people than CIC, but not for everyone.0 -
It provides £65000 each for husband and myself as it not a joint policy.0
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Anyone know who are reputable PHI providers as this may suits my needs better than CI.
Any local IFA would do. Its mainly an IFA product, so you would need one anyway.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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