How safe are internet accounts?

anniecave

accounts vary.
Accounts like ICICI and Icesave only give you one linked account which has to be pre set up - IE your current account. So if someone was to "hack in" via knowing the password or whatever, they could only move money to MY current account anyway!
Other accounts allow you to set up a new payees online, so theeoretically a new "payee" could be set up and all the money moved there.
If you have an ICICI type account, I can't see how your money can go elsewhere, unless it's someone hacking in to ICICI's computer system, which is their problem not mine.

taxi97w

Browntoa wrote:

not true...banks use a proxy OUTSIDE their Intranet as a gateway for access to the SAME database for ALL their accounts...nothing is stored on the web

weakness is as the other poster said...phishing emails etc where people are gullible enough to "confirm" their details and passwords , Trojans etc

I would say the main weakness is keyloggers; where the criminals have placed software on your computer that records your key strokes (when you put in your password on a legitimate online bank site) and the strokes are logged and sent back to the criminal via the web. If you haven't got the utmost latest defense software, you are very much at risk.