We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
New to this, when can I switch ?
smudgey-blob
Posts: 1 Newbie
Hi, this is all new to me so sorry if we are going over old ground.
I have a Lloyds TSB mastercard not sure on APR but must be about 17% this weekend I will be making a purchase of £4000 on that card but is there a time period like after one months payment I can balance transfer to a 0% deal or can I make the purchase on Sunday and look to transfer on the Monday. Many thanks for your help and advice.:j
I have a Lloyds TSB mastercard not sure on APR but must be about 17% this weekend I will be making a purchase of £4000 on that card but is there a time period like after one months payment I can balance transfer to a 0% deal or can I make the purchase on Sunday and look to transfer on the Monday. Many thanks for your help and advice.:j
0
Comments
-
why not apply for a card that allows a period of 0% on spending?,on £4000 a BT fee of 3% will cost you £1200
-
Agree with above. If you have no choice but to pay for it bear in mind although you want a 0% BT card you may not get it. All dependant on your credit file eg missed payments or debt to income ratio0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards