Just Curious....

Absolutely

Hi

New here so please excuse my ignorance. I've been reading a lot but first time posting.

I am a carer for my disabled sons and at the end of last year, I used the Turn2Us Benefits checker which told me I was entiled to Income Support. I started claiming IS in late November 2010.

I recently had some forms through from JC+ (I think) about claiming Mortgage Interest Support.

I was asked to provide more details about my re-mortgage which was done 5 years ago. This was to extend my house. Getting to the point....finally!......I was just curious as to why they ask you to detail on a seperate page about if part of the remortgage was used to buy a fitted kitchen. I had to detail appliances and whether they were removable.

They also asked for seperate figures about what the wall units and base units had cost??!

Don't get me wrong, I have NO PROBLEM giving the JC or DWP this information. I'm grateful that I may be able to get any help at all towards my mortgage payments, but I was just curious as to why they go into this amount of detail, particularly with kitchens.

Sorry if I'm dumb!

Thanks

nannytone_2

because you could have borrowed against youur housr for luxuries ( extravagent holidays, sports cars, plastic surgery rtc)
if that was the case then in effect the raxpayer would be subsudusung yoour lifestyle.
adapting a home for a disability or vital repairs is totally different.

MrsManda

I think it's because they'll only pay the interest on loans/mortgages which were for buying or improving your home. A kitchen is obviously an improvement on the house but removeable appliances aren't necessarily house improvements.

Absolutely

I see.

Thanks for the replies. Seems obvious now.

Told you I was dumb! Sorry!!!!

MrsManda

Absolutely wrote: »

I see.

Thanks for the replies. Seems obvious now.

Told you I was dumb! Sorry!!!!

Don't apologise, you asked a sensible question and got a sensible answer Never apologise for asking about something you don't understand, if people don't want to answer they're not forced to.
Finance and benefits are notoriously complicated - that's why this forum has so many threads and replies