wont insure me .....any ideas

alison67_2

my husband phoned his car insurance (prudential) to see how much it would be to put me on as im learning to drive but they wont do it as they say our car is hight spec its only a 1.6 zsara picasso and then they said that even when i do pass my test i have to have full licence a year before they put me on :mad: :eek:

does anyone know anything about this please

Astaroth

Insurers are entitled to set their own rules on underwritting and it would appear that your vehicle is outside of their requirements.

When I was a learner driver insurers who I contacted wouldnt put me on cover for me on any vehicle 2.0L and above... could just be that the pru have stricter rules.

Do a few quotes online and see if other insurers will cover you and then it is a decision on if it is worth paying the cancellation fee/ losing a part years NCD or just wait until renewal time.

Tim_Dodd_2

I suspect that you'll have to do a fair bit of ringing around as it won't necessarily be clear whether or not you can be insured with a provisional licence as a named driver on your vehicle.

A quick bit of digging has come up with these guys who will cover provisional licence holders:
https://www.17to40.co.uk/learner_driver_car_insurance.html
https://www.endsleigh.co.uk/web/policies/youngdriver/provisional.html
https://www.quickcarquote.co.uk/

It may be worth three phone calls.

As a new driver, you may also want to think about biting the bullet and sorting out insurance in your own name. This will help you to build up your NCB much quicker - difficult to do when you're a named driver.