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Renting - cracked ceramic hob
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So is it up to the LL to decide whether they claim on their buildings insurance or not? It is a fixed hob so cannot be claimed under contents. We would pay any reasonable excess.
My insurance covers me damaging my LL stuff. Paid for a new window when I accidental smashed a window.
Some one just trying to break in the back door so I tried to scare them off by banging on the window. The shower of glass certainly did that:p.0
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