Wednesday 9th February - what small DFW things will you be doing today?

rising_from_the_ashes

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Morning everyone, appears Lily is first around this morning!

Hoping for a good day today - 1/2 day at work & essay writing this afternoon.

Also....
1 load washing & hang on airer
Get dinner out of freezer
Walk to Mr T when I finish work so I only buy what I actually need & don't go way OTT (hoping that if I have to carry it, this may work)
Update spending spreadsheets
Work out cc total spent so bill isn't a shock when it arrives!:eek:
Write essays
Take dog to beach/woods (raining just now)
Sort out cats!
Search online to see if I can get dog's food cheaper anywhere

That's about it for now, have a good day everyone:D

pixiechick99

Morning Lily....can you add the smiley face to the thread title pretty please? (Makes it easy for half asleep me to find;)) - you can do it in advanced edit:D

So, no work for me...off to college for the morning...and I can hand in another assignment:beer:
Poor mew though - a filling came out yesterday...a great big one, I thought it was a tooth:eek: Going to the dentist on Friday so hope it stays ok til then. Was aching a little last night but a paracetamol or 2 helped:)



So, here's my list:

• check banking
• check onepoll
• packede lunch for dd2
• mince out of freezer for tonight's meal - meatballs and hm tom+pepper sauce
• buy petrol
• buy a few groceries...just fruit+veg needed
• sort washing on airer
• collect prescription at chemist before college
• buy cuppa at college but take my own snack
• return item obught on ebay that was not as shown in pic:mad:

Ok, that'll do me - have a great day all:T

TooDee

Morning! Well this is all new to me so better start somewhere

I'm going to try not to be tempted by the newsagents next door to work for snacks.
Talk to Dad to see if he and Mum can help me with my finances. eeekkk.
Talk to Barclays about paying off my laptop.

Think thats it today. Got plenty of food in and taking lunch to work.

Siouxsie32

I always love reading these posts but never have a go myself. So, today I'm going to......

Walk to the Post Office to send two ebay sales
Print letters to CC companies to claim back charges
Set all direct debits to fixed amounts rather than minimum payments
List more items on ebay
Print off ASDA voucher (don't you just love getting money back!!)
Visit friend later for dinner - she's a great cook and it costs me nothing!!!

That should keep me busy for a while!

Have a nice day everyone

cattyboo

Morning all! :j

Here's today's to do list:

- [STRIKE]nice healthy homemade smoothie for breakfast[/STRIKE]
- [STRIKE]take lunch into work[/STRIKE]
- [STRIKE]pop to doctor to pick up prescription[/STRIKE]
- [STRIKE]deliver cakes and get paid for them[/STRIKE] :T
- [STRIKE]dry laundry[/STRIKE]
- [STRIKE]stick to meal plan for dinner[/STRIKE]
- [STRIKE]hoovering[/STRIKE]
- [STRIKE]evening class[/STRIKE]Gave it a miss as a whopper headache reared it's ugly head, had a bath instead, the OH is out and I'm watching some TV on the soga with a blanket, nice
- [STRIKE]check bank[/STRIKE] :eek: it's going to be so tight, I know it's better to look than bury my head but it's so depressing and scary every time I check, not nice, having one of those days which hasn't helped matters!
- [STRIKE]check topcashback[/STRIKE]
- [STRIKE]get washing up liquid from poundland so we can do last night's washing up![/STRIKE] 49p thanks to heads up from Pernicious :T

Have a great day everyone, be super!

C xxx

ald65

Morning Everyone

my list for today is

• packed lunch for DS and DH
• heating off during day
• continue early spring clean
• 2 surveys
• check online accounts

Unfortunately not a NSD as meeting a friend for coffee

nickynoo08

Morning everyone

Today i have/will do.....

as little as possible, am full of cold again and totally sick of it now
have done daily clicks
checked banking
gonna whizz round the kitchen, load dw, put wm on wipe tops etc....
all meals from stores
gonna take some tablets and snuggle on the sofa

searching_me

:hello: .. i always read here ... keeps me going ... so maybe i should join in ..

-LSD need some bread, milk and juice
-breakfast had
-lunch im not sure as im not well at the mo and cant eat too much so i think i have butter at work so have toast..
-work 7hrs ..
-dont spend on anything we do not need!! ..
-try to feel better ..

off i pop now not much but every little helps .. hope you're all well x

kevstanley

Morning all

So far today I've managed to:

- start bread
- laundry drying on airer
- heating's just clicked off for the day (not as cold as yesterday!)
- checked online banking
- sent everyone off with packed lunches (OH took soup made yesterday)

Still to do:

- homemade soup for lunch
- check for/do surveys - am getting close to a couple of £10 payouts
- do comps
- v. quick dinner (pasta and salad) from menu/stores, as Wed. evenings are manic here

Was quite pleased yesterday, as I managed to "shop" from my wardrobe. We're out to dinner on Sat (eek - spendy!), and usually I would "need" something new to wear. But I found things that I already have, which go really well together - and I had no idea! So even if the dinner will be spendy, the outfit isn't . This DFW stuff really challenges one's resourcefulness, doesn't it?

Hope everyone has a good Wednesday, esp. those of you not feeling well!

Pernicious

Morning all,

If I can survive today, then that's half the week over & done with! Come on 5pm...

Cattyboo - If you have a Wilko's near you then their own branded washing up liquid is on offer for about 50p


Today's list:-

• [STRIKE]Food brought in from home[/STRIKE]
• [STRIKE]Make use of free coffee/water at work[/STRIKE]
• [STRIKE]Heating off during working day[/STRIKE]
• [STRIKE]Read Martin's email[/STRIKE]
• [STRIKE]Pop to Mr T's & stick to list[/STRIKE] - Failed at sticking to the list...damn you offers!
• [STRIKE]Make sure OH calls his old mobile supplier as they are trying to charge him despite agreeing it's their error[/STRIKE]
• [STRIKE]Check online banking[/STRIKE] Cashback has gone in
  
• Buy a few hen do bits on ebay, it's definitely cheaper then in town
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log any expenditure on free app[/STRIKE]
• [STRIKE]Hang washing up[/STRIKE]
• [STRIKE]Put away washing before it gets dirty again[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Try to stay positive[/STRIKE]

Have a great, moneysaving day everyone x

complimentschemistry

Morning all I'm reeeeeaaaaallllly tired today, but going to try and be good and have an NSD. I have free coffee at work so I should be fine!

Today I will:-

• Check online banking

• Write letter to remaining creditors about my circumstances

• [STRIKE]NSD!! - 2nd of month[/STRIKE] - Have to change to an LSD (under £2.00) as I need a rubber for work!!

• Check on my H&M order - only bought sale items and they are things I actually need

• Check on my Music Magpie again to see why it's not been processed

• Work hard to show I'm good at my job for possible promotion in April!

• Tidy my room & living room as it reallyreallyreally needs it

Hope you all have great days :j