breakdown

welshasiancheapskate

Hi,
Sorry if this is on the wrong board.
I have recently been told to find car insurance by my father. I do not drive,do not own a car and so have no clue about insurance but have manage to get quotes (via MSE tips) -fully comprehensive(well I think anyway).The cheapest I got was about £550 but without BREAKDWON COVER and my Father said breakdown cover is a must. I was wondering if I could buy the breakdown cover seperately through another firm and if so who and where would I have to look iywim. I hope my post makes sense to you.
I wait your replies/suggestions.
TIA

Wacs xxx

luci

You can get breakdown cover from Auto Aid for £38 for the year which includes Home Start. However you pay up front and claim it back so you would need to check that this was acceptable.

Craig_W_2

Yes, wacs. There is no requirement to get b/down cover with insurance. In fact, you don't need to get it at all if you don't want too.

Seeing as your father does want it, I'd suggest you look here for ways to get the best value:

http://www.moneysavingexpert.com/insurance/roadside-recovery

Clive_Woody

welshasiancheapskate wrote: »

Hi,
Sorry if this is on the wrong board.
I have recently been told to find car insurance by my father. I do not drive,do not own a car and so have no clue about insurance but have manage to get quotes (via MSE tips) -fully comprehensive(well I think anyway).The cheapest I got was about £550 but without BREAKDWON COVER and my Father said breakdown cover is a must. I was wondering if I could buy the breakdown cover seperately through another firm and if so who and where would I have to look iywim. I hope my post makes sense to you.
I wait your replies/suggestions.
TIA

Wacs xxx

You say you don't drive and you don't own a car. Can I ask what you were getting quotes for then? I am bit confused as usually a car is required for car insurance.

welshasiancheapskate

luci wrote: »

You can get breakdown cover from Auto Aid for £38 for the year which includes Home Start. However you pay up front and claim it back so you would need to check that this was acceptable.

hi Luci,
thanks ever so much,very helpful but the dumboo as I am,why would there be an option to claimback,once I've paid for it,isn't that it.
Wacs xxx

welshasiancheapskate

Craig_W wrote: »

Yes, wacs. There is no requirement to get b/down cover with insurance. In fact, you don't need to get it at all if you don't want too.

Seeing as your father does want it, I'd suggest you look here for ways to get the best value:

http://www.moneysavingexpert.com/insurance/roadside-recovery

wow thanks for this Craig,I couldn't find this article it when searched for it yesterday thats why the post, well have decided already-QUOTELINE:D!
Wacs xxx

welshasiancheapskate

Clive_Woody wrote: »

You say you don't drive and you don't own a car. Can I ask what you were getting quotes for then? I am bit confused as usually a car is required for car insurance.

Originally Posted by welshasiancheapskate
Hi,
Sorry if this is on the wrong board.
I have recently been told to find car insurance by my father> Hi clive ,as you can see mentioned in my post

zagubov

welshasiancheapskate wrote: »

hi Luci,
thanks ever so much,very helpful but the dumboo as I am,why would there be an option to claimback,once I've paid for it,isn't that it.
Wacs xxx

Autoaid is a pay-and -reclaim service. You carry a payment card (debit/credit card whatever) and pay the breakdown guy when he comes. Get an invoice, send it off (but keep a copy). You get reimbursed within two weeks

Disadvantage - always carrying means of payment.

Pros -it's dirt cheap but covers more than most others do e.g spouse, driving any car, towing after accident, accommodation, transport to destination I believe.

Been with for two years, used them once- it was fine just like everyone said it would be.