Help with my portfolio please

Robert_Tycelyn

I currently hold investments in the following Funds:

Jupiter Merlin Worldwide Portfolio 22.90%
M&G Global Basics 20.46%
Standard Life UK Smaller Companies 9.24%
Old Mutual UK Select Smaller Companies 9.22%
Marlborough Special Situations 9.14%
AXA Framlington UK Select Opportunities 9.11%
Templeton Frontier Markets 1.34%

Giving a regional coverage as follows:

United Kingdom 52.36%
Western Europe - Euro 7.62%
Western Europe - Non Euro 1.24%
Emerging Europe 1.89%
Middle East / Africa 1.71%
United States 14.21%
Canada 2.66%
Central & Latin America 1.19%
Japan 1.42%
Australasia 5.44%
Emerging 4 Tigers 6.80%
Emerging Asia - Ex 4 Tigers 3.4%

I consider my selection to be above average/high risk.

I am now in a position either to invest further in the same funds OR to consider other Funds giving me further diversification.

Given the above information I would really welcome the views/recommendations from other forum members as to what new funds might be worth me considering.

I look forward to others' personal views or suggestions.

jimjames

At a first glance you don't appear to have much/any exposure to US/Europe/Asia so maybe those areas would be worth considering.

How about HSBC American tracker for US as very few funds beat the index.

[note- the numbers above do not equal 100%, is there some other investment excluded?]

darkpool

why not save yourself the 2% annual charge and buy shares directly?

i don't know what your portfolio is - but a 100k portfolio in unit trusts would cost you over 2k a year.

psychic_teabag

jimjames wrote: »

How about HSBC American tracker for US as very few funds beat the index.

I've been looking at that - on H-L site, the chart deviates significantly from the S&P 500 index - is this down to exchange rate ? Looks like the differences might correlate with the USD/GBP fluctuations.

jimjames

psychic_teabag wrote: »

I've been looking at that - on H-L site, the chart deviates significantly from the S&P 500 index - is this down to exchange rate ? Looks like the differences might correlate with the USD/GBP fluctuations.

That would certainly make sense. A tracker is unlikely to deviate more than a few tenths of a percent over a year but with overseas trackers you will have the additional risk of the currency fluctuations giving a different return to that from the index. I guess managed funds could hedge currency but get that wrong and their performance will suffer.