We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Overcharge by ISP - but wont send me a cheque

I've been overcharge £123 by my ISP.
They've agreed they made a mistake, but don't seem willing to refund me immediately. They want to refund me over the next 6 months, as credit against future bills (ie, £77 three months, £46 in 6 months).

I want the money refunded now (their mistake - the money should be in my bank account not theirs). What are my consumer rights? Could I threaten to take them to a small claims court?

Cheers in advance for any info.
«1

Comments

  • fluffnutter
    fluffnutter Posts: 23,179 Forumite
    Write to them recorded delivery, asking for full payment within 14 days and advising that non-compliance will result in you taking action to recover the money, i.e. through the small claims court.
    "Growth for growth's sake is the ideology of the cancer cell" - Edward Abbey.
  • pcombo
    pcombo Posts: 3,429 Forumite
    Whats wrong with credit to your account, Saves you paying each month.

    Also no ISP will send you a cheque for an over payment. As it's easy to use someone elses direct debts / credit card to pay then say you want refunded.
  • paddyrg
    paddyrg Posts: 13,543 Forumite
    I think you're fine asking for a cheque - as mentioned above, letter recorded delivery.
  • PZH
    PZH Posts: 1,599 Forumite
    Part of the Furniture Combo Breaker
    edited 8 February 2011 at 11:33PM
    pcombo wrote: »
    Whats wrong with credit to your account, Saves you paying each month.

    Because this is not what the OP wants
    pcombo wrote: »
    Also no ISP will send you a cheque for an over payment.

    [STRIKE]I'm confused now. Who mentioned a cheque ?[/STRIKE]
    Explained to us simpletons :rotfl:
    pcombo wrote: »
    As it's easy to use someone elses direct debts / credit card to pay then say you want refunded.

    Pardon?
    “That old law about 'an eye for an eye' leaves everybody blind. The time is always right to do the right thing.”
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    phoodless wrote: »
    I'm confused now. Who mentioned a cheque ?
    It's in the thread title...

    Overcharge by ISP - but wont send me a cheque
  • OP - have you asked specifically for a cheque because that was the original payment method?
  • PZH
    PZH Posts: 1,599 Forumite
    Part of the Furniture Combo Breaker
    wealdroam wrote: »
    It's in the thread title...

    Overcharge by ISP - but wont send me a cheque

    Oh yeah :rotfl::rotfl:
    “That old law about 'an eye for an eye' leaves everybody blind. The time is always right to do the right thing.”
  • pcombo
    pcombo Posts: 3,429 Forumite
    To avoid fraud, companies will never refund you in cash or to any other payment source other than the original.

    So the OP wont get far demanding a cheque.
  • Crazy_Jamie
    Crazy_Jamie Posts: 2,246 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    pcombo wrote: »
    To avoid fraud, companies will never refund you in cash or to any other payment source other than the original.

    So the OP wont get far demanding a cheque.
    To be fair, whilst I understand entirely the logic behind what you're saying, I have received cheques from a number of companies over the past few years following their own error, including BT for overcharging me in relation to internet services funnily enough. Perhaps the fraud alarms don't go off when the refund is due because of a non influenced error on the part of the company, or indeed because I didn't actually request a cheque on any of the occasions (it was offered to me and I accepted).
    "MIND IF I USE YOUR PHONE? IF WORD GETS OUT THAT
    I'M MISSING FIVE HUNDRED GIRLS WILL KILL THEMSELVES."
  • DVardysShadow
    DVardysShadow Posts: 18,949 Forumite
    pcombo wrote: »
    To avoid fraud, companies will never refund you in cash or to any other payment source other than the original.

    So the OP wont get far demanding a cheque.
    I think the cheque is a red herring. What has happened is that the ISP has overcharged by £123 and the OP wants refunding rather than credit. This is entirely reasonable, as it will take 6 months to recover as credit. It is his money after all.

    Taking it to court is the way to go. But it will get difficult, because the ISP will presumably have credited more than half the money by the time there is a hearing,unless they cave and make payment.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.8K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.7K Work, Benefits & Business
  • 604.6K Mortgages, Homes & Bills
  • 178.7K Life & Family
  • 262.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.