Which to pay back first? Please advise.

TRUSt_NO_1_2

Have you got any available credit on BC where you could transfer some of the Virgin onto at the same 6.9% for life (you won't need the card..just the account number) ?

Beatrix_Kiddo

I have already done one BT to take advantage of the LoB offer on the BC so can'y use it again in this 12 months apparently. BC has £9k limit, V has £4.5 so had swapped money around to get current best deal, as both were on standard rates. Just thought I would check my gut reaction that it would be best to try and clear as much of the V card whilst every penny clears the actual capital of the debt.

Thanks for all the generous help on here :beer: