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Argos 0% purchase

Hi,
In December I ordered a bed through argos and took out a 0% for 24 months credit card at the time of purchase.
They are now saying there's stock problems with the bed, we were meant to receive it in January, then February and now March, but have received the statement for the 1st minimum payment.
Do I have to pay it even though I have not received the bed??
Thanks

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