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What interest rate was available last June?

I know this sounds a bit silly, but i was offered 4% on my savings (a substantial sum) with Ulster Bank by the manager over the phone last June. Best i could get anywhere else was 3.8% at that time with competing banks. I duly accepted, but last week when i made enquiries for my tax form i was told i was getting only 3%. I said you are wrong as i have other money at 3.8% and you wouldn't have my money unless you matched or beat them. They are now denying that they offered that 4% rate to me and saying i am wrong. I would like to know if anyone else took out a 12 month saving, especially with ulster bank, and what interest you were offered. (No need to mention amounts. lets all stay safe.)

Comments

  • Didn't do any 12 month bonds at the time, but my memory was that 3.75%-ish was about the going rate for 12 months. Less than 3% for instant access. I did put a slice into Close Brothers 6 months notice at 3.25%, reckoning that this was 'very good' at the time. [Still is].
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