We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

What help can i get

Hi all,

I am 29 year old and was made redundant on Monday after 10 years with the same firm. I have applied for contribution based JSA. I have a partner who I live with he earns approx 20K. We are expecting our baby in April. Are we able to claim anything else at the moment or when she goes onto SMP. We have never claimed anything before but this is a scary time as it looks like after her first 6 weeks we could be down to 65 JSa and 124 SMP. That is not a lot of money with bills etc.

Sorry for the long post but this is all new to us.

thanks

Comments

  • http://www.turn2us.org.uk/benefits_search.aspx

    If you put your details into the above link then you can see what/how much roughly you could be entitled to.
    Credit Card: £796 Left/£900 October 2011 :eek:
    Store Card: £100 October 2011 :o
    Declutter 100 Things In January 100/100:j:beer:
    No Buying Toiletries 2012
  • nannytone_2
    nannytone_2 Posts: 13,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    an income of 20k is too much for wtc. jsa and then smp is it tl after the baby is born. then ctc and cb.
    you might get a little hb/lha/ctb but if you do, it will be very little
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    If you haven't found a job when the baby's born, you could always stay at home and look after it whilst your partner goes back to work, particularly as you could be unlikely to get means tested JSA when your 6 months on CB JSA ends.
  • Hi all,

    I am 29 year old and was made redundant on Monday after 10 years with the same firm. I have applied for contribution based JSA. I have a partner who I live with he earns approx 20K. We are expecting our baby in April. Are we able to claim anything else at the moment or when she goes onto SMP. We have never claimed anything before but this is a scary time as it looks like after her first 6 weeks we could be down to 65 JSa and 124 SMP. That is not a lot of money with bills etc.

    Sorry for the long post but this is all new to us.

    thanks

    How can you be down to an income of 65 jsa or 124 smp when you've a partner earning £20k?

    You're not making much sense to enable a better answer.
    Be happy, it's the greatest wealth :)
  • clairec79
    clairec79 Posts: 2,512 Forumite
    When the partner goes on maternity leave she will only be getting SMP rather than the 20,000 she was on before - so after the weeks at 90% their income will be the SMP plus JSA(C) - least that's how I read it
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    clairec79 wrote: »
    When the partner goes on maternity leave she will only be getting SMP rather than the 20,000 she was on before - so after the weeks at 90% their income will be the SMP plus JSA(C) - least that's how I read it

    Which is why I suggested she went back to work and they'd be living on £20,000.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.