Wind has damaged roof.

wayne77

OK, this recent stormy weather has blown out lumps of the cement under the roof tiles at the side of our semi detached. Can I use Home Insurance to get this repaired?

bobhawke

Need to see what your policy says. May not be worth getting insurance involved if it is only a little bit of damage.

daveyjp

If it's purely the mortar which has been dislodged it will be less hassle to get a builder to reinstate it. I had our ridge tiles rebedded last year and it was £100.

dizziblonde

Check it's actually YOUR mortar that's come loose... I had a minor panic this morning seeing some roof slate on the ground in our garden - bit of stepping back and looking properly and it's actually come off next door's roof but blown across into our side of the fence as it's come down in the wind.

Saved me a bit of fretting when I realised that one!

jackieb

daveyjp wrote: »

If it's purely the mortar which has been dislodged it will be less hassle to get a builder to reinstate it. I had our ridge tiles rebedded last year and it was £100.

Can I ask the approximate size of your house, please? We're needing this done but was thinking it would be a lot more. Don't they need scaffolding?

bobhawke

jackieb wrote: »

Can I ask the approximate size of your house, please? We're needing this done but was thinking it would be a lot more. Don't they need scaffolding?

Depends on how high up the damage is ie: is it a fourth floor flat or a full detached single story house etc and how widespread the damage is.

jackieb

It's a detached 4 bedroomed house - with a high pitch. We've had a few bits of cement fall off, and the tiles sometimes lift in high winds (haven't lost any yet though). I thought we'd have to have the whole lot done.

27col

I replaced the mortar verge fill using a purpose made plastic dry verge system. This also fixes the tile edges as well. The sections are made to match various tile patterns. I paid a mate to give me a hand. But I would have thought that a roofer would hardly take any longer to fit the dry verge system than to re-do the mortar verge fill.

jackieb

We were quoted £1800 for the plastic end caps.

ewcs

dizziblonde wrote: »

Check it's actually YOUR mortar that's come loose... I had a minor panic this morning seeing some roof slate on the ground in our garden - bit of stepping back and looking properly and it's actually come off next door's roof but blown across into our side of the fence as it's come down in the wind.

Saved me a bit of fretting when I realised that one!

The person asking the question lives in a semi detached house so od course its their mortar that has come loose unless they own both properties

ormus

before claiming on any insurance check your excess.
you may find the excess and future yrs increased premiums will cost a bomb.
most jobs under say 500/1000 quid, it just aint worth it.

get a builder in and pay up.