Nationwide

SCO

Is Nationwide one of if not the hardest card to get. I have applied twice over the past two years and rejected both times. Every other company I have applied to accept me.

Chadsman

They can be more choosy than some. If you have opened lots in the last two years that will put them off as you will look desperate. Are you on the electoral roll? If not that will also put them off.
If there is any discrepancy between your address and any address held by existing credit providers- even if it is a single letter in the wrong place- the computer wont match you up... and be consistent with how you list your address eg: if somewhere you record it as blah, blah, blah, Middlesex dont record it elsewhere as blah, blah, blah, London.

CpdButWhy

Chadsman wrote: »

They can be more choosy than some. If you have opened lots in the last two years that will put them off as you will look desperate. Are you on the electoral roll? If not that will also put them off.
If there is any discrepancy between your address and any address held by existing credit providers- even if it is a single letter in the wrong place- the computer wont match you up... and be consistent with how you list your address eg: if somewhere you record it as blah, blah, blah, Middlesex dont record it elsewhere as blah, blah, blah, London.

Hm,

thanks for mentioning this.

They managed to do a credit search on me, but there may be some discrepancies between Wandsworth / London for me, too.

SCO

Chadsman wrote: »

They can be more choosy than some. If you have opened lots in the last two years that will put them off as you will look desperate. Are you on the electoral roll? If not that will also put them off.
If there is any discrepancy between your address and any address held by existing credit providers- even if it is a single letter in the wrong place- the computer wont match you up... and be consistent with how you list your address eg: if somewhere you record it as blah, blah, blah, Middlesex dont record it elsewhere as blah, blah, blah, London.

Yip on the electoral roll. about 2 years ago the first time i applied i had a dispute with them that went on for months because they said i had been accepted then no card arrived phonrd them up and they said they had no recoed of it. I said have you lost my data "no" was the reply but they dident know where it was! would they keep that on record?