benefits and selling a house to buy another because of disibility

cuddlein

Oldernotwiser wrote: »

Thanks for the explanation. However, I still think that there's no reason for her to be between one home and another, even if the family give her some money or she takes out a loan. It's really just the same as any other person moving home.

either i'm missing the point or you are! if she doesn't have enough money after selling her house and cant get a mortgage for the rest of the capital for a house, how can she buy it if she aint got the money ? and we have no savings, £40-£50k isn't a lot of money when it comes to buying a house

zzzLazyDaisy

cuddlein wrote: »

Hi folks, My mum is 65 and has her own flat but due to her disibilties and old age she finds it extrememly difficult to get in and out of the house due to 2 flights of stairs.The idea we have is that she wants to sell the flat and buy a flat/house that is on the ground floor.

cuddlein wrote: »

Trying to buy somewhere decent is probably/more than likely, going to cost more money, so my mum me and my brother might well have to add to her capital to buy a house, as she may have a problem getting a mortgage at her age.

cuddlein wrote: »

either i'm missing the point or you are! if she doesn't have enough money after selling her house and cant get a mortgage for the rest of the capital for a house, how can she buy it if she aint got the money ?

Either I am confused, or you are! You asked for advice about buying a house for your mum, with family contributing financially if necessary....

cuddlein

sorry zzzLazyDaisy my reply was aimed at Oldernotwiser, ive edited my post to reflect that