advice needed

abertawe1

hi all i am after some advice,last year i had an heart attack and lost my job leaving me 30grand in debt so i went to cab and they helped me as much as they could ,worked out my finances for me so that we could pay our essential bills and then pay my creditors what i could afford .this was based on my wife working fulltime and my jsa the problem now is they tell me my contribtions have run out and that i wouldnt recieve anymore benfits (not bad only six months jsa after working fo 25years)which leaves me 260 pound a month short of which 230 was my mortgage .just wondering if there is any other benefits i can claim .:(

dseventy

Hi

If your wife earns more than £100 a week you won't be able to claim Income Based JSA due to your wifes wages so job seeking benefits are out.

Are you not able to work? Do you have care or mobility needs?

If you answer yes to the above you could look into ESA or DLA respectively (though given you have had 6 months of job seeking benefits I can't see how you can argue this).

D70

sleepless_saver

Your wife could claim working tax credit if income is low enough.

Jowo_2

Double check your entitlements on the Turn2us online benefit calculator.

The Shelter website has a really good section for homeowners struggling to pay their mortgage and a dedicated homeowner advice line.

The members on the MSE debt free wanabee board will be able to suggest a new strategy to deal with your debt due to your drop in income.