Loans with bad credit?

jt_cgc25

how do I do it then, this is driving me crazy. My sister who has been on the dole her whole life, gone bankrupt twice, can get a bloody loan. Why not me.

jt_cgc25

apples 2 through me bone please

BugsyBrowne

jt_cgc25 wrote: »

how do I do it then, this is driving me crazy. My sister who has been on the dole her whole life, gone bankrupt twice, can get a bloody loan. Why not me.

Yeah probably off the likes of provident she gets the loan!!

industryinsider2

@star-fire Lendercompared.org.uk is a site hosted by the FSA and is a useful impartial tool. Loanpages.com claim to be non-fee charging. I actually thought their site was ok and have recommended it elsewhere on this forum. You clearly don't know what you're talking about. Why are you giving advice to people on this forum?

jt_cgc25 wrote:

I have a fair credit profile there are a2 defaults from 3 years ago that are paid, I dont owe any money to anyone, and am fully employed with a wage that is 2 1/2 times the national average, I am in the military so I am my job is secure. I need a loan of 10000, I save about 1000 - 1400 a month, but I cant get a loan. I dont want to try and be denied, anyone know any loan companies.

Firstly jt_cgc25, I'm not certain you're going to get great advice in this thread - feels like it's going to go a bit "Dave32". You might want to start one of your own. Secondly, if you're saving £1000-£1400 per month cant you just wait the 8 to 10 months it will take for you to save up £10,000 rather than just borrow it? £10,000 is a huge loan in today's financial climate and not many lenders are going anywhere near advances of this size, especially not to those with even a mildly questionable credit history.

Clive_Woody

This is rapidly turning into 'one of those threads'.


How many more newbies will post before Mr/Mrs Moderator turns up with their lock and key.

BugsyBrowne

MoneyBuddy wrote: »

Ok, I have only been on this forum for about 5 months - you have been here longer and have more thanks/posts - So you properly do know your stuff - I shouldn't have called you an idiot (but you shouldn't have insulted me either) - I was only trying to help George find what he was looking for in the first place.

If you don't like loanpages or lenderscompared, or any other loan company I suggest then don't use them - but my opinion of what is good is just as valid as yours - As this is an open forum I should be able to give my view.

I think I suggested FLM Loans to a person who was looking for a guarantor loan - so not sure why that is a bad thing?

I do know someone who used to to work at Yes Loans, and I have previously worked at a loans company - but don't anymore.

This is a place for help and advice, so I no longer want to battle with you Star-fire.

No your alright mate I just got the ar*e when you called me an idiot, yeah unfortunately I don't have no time for any of these loanfinder companies as most of these companies pick on the weak and desperate and don't care about people getting in debt.

Yes there might be a couple of genuine out there, but they are being over powered by the bad ones.

I think there is always a better solution before going down the route of finding a loan through one of these companies..

Babache

Phew! Glad you peeps got that sorted! Was scared to put the question to you again ...

I have more or less asked the question on a thread elsewhere but this is getting critical time wise.
After being taken on recently, I had to give up my new-found job as I couldn't afford the commute (t##t!!); I'd been offered help before accepting the job but that "help" disappeared once I had accepted!

Now I have a better paid offer but have to confirm I have the funds in place before the actual interview! I'm happy to do that and have appointment booked with a bank to open an a/c and to ask for a loan / overdraft but with NO credit history they're very likely going to turn me down so I'll have to go the "rip-off route" :eek:
Some sites I've visited practically guarantee acceptance but the interest rates are really bad ... Does anyone actually have an answer to this?
In France, you CAN get some spendies from the state - up to €1500 for relocating; in the UK, I got £71 from an ADL :rotfl:

preech07

i have been accepted for a loan for 10,000 but i have rele bad credit history, BUT they say they need a 59 quid security deposit to process the loan but said i am guarnteed to be accepted and will have the funds in my account with 3-5 working days, i have noticed a few people say never pay an upfront fee so does that mean if you pay the fee you might not get the loan

Apples2

preech07 wrote: »

i have been accepted for a loan for 10,000 but i have rele bad credit history, BUT they say they need a 59 quid security deposit to process the loan but said i am guarnteed to be accepted and will have the funds in my account with 3-5 working days, i have noticed a few people say never pay an upfront fee so does that mean if you pay the fee you might not get the loan

Preech - You are getting ripped off.

I could go on I'm not sure you would follow the advice.

KingElvis

preech07 wrote: »

i have been accepted for a loan for 10,000 but i have rele bad credit history, BUT they say they need a 59 quid security deposit to process the loan but said i am guarnteed to be accepted and will have the funds in my account with 3-5 working days, i have noticed a few people say never pay an upfront fee so does that mean if you pay the fee you might not get the loan

I would take them up on it....no not really, they are shysters :rotfl: