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Nat West Business asccount
Herrling
Posts: 4 Newbie
Can you claim for charges on a business account such as Nat West direct banking? Obviously most people are claiming for personal accounts?
Many thanks
Many thanks
0
Comments
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Commercial arrangements have less consumer protection as its business, not consumer. What grounds would you have for requesting a refund?Obviously most people are claiming for personal accounts?
Hardly anyone is claiming nowadays. Since the court case ruled in favour of the banks and the FOS stopped considering complaints (other than incorrect application of financial hardship).I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Can you claim for charges on a business account such as Nat West direct banking? Obviously most people are claiming for personal accounts?
Many thanks
Reclaiming on legal grounds as described in the MSE guide is probably not possible as that is based on statutes that concern consumers, not businesses. But no one, including consumers, has reported any success in court using that guide anyway.
You may be able to claim on the basis of financial hardship (assuming this applies to you) and you are classed as a "micro-enterprise".
See the lending code (available in the financial hardship online resources sticky thread) to understand what this means."Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100
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