Likelihood of being accepted for main stream card

fishty

Many thanks for taking the time to reply izools, I appreciate it.
From reading other posts on here it seems common to have duff information on a credit file. It's amazing that something so sensitive can be so lax. I had an address removed from my file that was 50 miles away and never heard of????

I felt on many occasions that I've just been doing the proverbial bashing my head against a brick wall when it comes to Cabot Financial. Two steps forward and a bigger step back. It just gets so frustrating dealing with these people.

Anyway's I'll be sure to post back of the outcome.

Once again, thanks for your time and input :beer:

inkslinger

izools wrote: »

I think you stand a very good chance of approval of this:

http://www.your-application.co.uk/netfinancecertegymicrosite/creation/Welcome.aspx?

They approved my mother for a 2K limit despite having a Debt to Income ratio of 50% and limit to income ratio of 110% at the time of application.

She also had a Barlaycard account that had been in an arrangement to pay for seven years and STILL WAS when she applied.

Given your circumstances I reckon you're a shoe in unless they've increased their criteria massively.

Good luck! Do let us know how you get on :beer:

And do you know who these look at in your application Experian or someone else? Just being a very curious cat :rotfl:


Oops. Found it in the thread. I really am a tad slow on the uptake......