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Default on bank account - can you still use it ?

Lulee36

Lulee36 Posts: 197 Forumite

28 January 2011 at 12:29PM in Budgeting & bank accounts

Hi

I had a cheque account that I have been paying off the overdraft - its all paid off now and the bank resent me cards and cheque books etc but when I checked my credit report these was a default against it in 2010 -

Is there any probs with me using the account again as nothing is owed and i have just recived new cards etc ( inc cheque Gurantee)

Thanks

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Comments

pmduk Posts: 10,710 Forumite

28 January 2011 at 1:10PM

If there's a credit balance on the account when you check, I reckon it'd be ok to use.

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Lulee36 Posts: 197 Forumite

28 January 2011 at 2:20PM

yes they have even set up direct debits etc

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coolesticeking Posts: 744 Forumite

28 January 2011 at 3:31PM

If they have sent out cards for you to use the account again, it looks like they are happy for you to continue to operate this.

David
£1 of debt is too much for me!
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