Capital One World Card

nikkijj_2

Hi Guys

Advice needed please.

I am thinking of applying for the above card and was wondering if you could tell me its say's it is preferable that you are a home owner do you know whether that I have no chance as a Housing Association Tenant.

Also it says "No missed payment" even though I have none of these I did have a account back in 2005 where I had a arrangement to pay for 7 month which has now been settled for a few years. Is this a no no as well.

Lastly I earn 24k I have 2 cards both with £3000 limit and balances at 0 and a next account limit £6000 balance £40 and a Barclays Plus Loan Balance £7000. Would I need to cancel my card to make my chances better just dont want to cancel one of them for no reason.

Sorry to have bombarded you all but looking forward to some great advice as always.

Thanks:rotfl::rotfl:

paulmcerlean

You will likely be declined for this card as it is their top card for the best credit scorers.

nikkijj_2

Hi

Thank you, I kinda thought id maybe but thought there may be hope !! Im looking for a cash back card and also dont meet the criteria for AMEX either.

Thanks

luci

If it just says it is preferable that you are a home owner and not that it is mandatory, why not apply anyway and let them make the decision.

I've had a Capital One World card for a few years and didn't realise their criteria was so strict.

izools

Failing that, egg money:

http://new.egg.com/visitor/0,,3_78868--View_1636,00.html

nikkijj_2

Hi

Thanks for your advice, This egg card looks good. Do you think that I should cancel my unused card first just dont want to really cancel it for nothing if I dont get the card.

Thanks