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Garfie
Posts: 15 Forumite
in Credit cards
I owe £3000 on my credit card, hubby owes £600 on his - we'd like to get a lower Apr card or even a 0% deal, but because I'm not working (stay at home mum) I know I owuldn't be accepted for a new card. If hubby takes out a card and adds me as a named user, would I be able to transfer my balance? Does anyone know? Thanks!
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In most cases, yes. It wouldn't be necessary to add you as an additional cardholder. Once the balance is transferred, it will become HIS debt, not yours. That's the thing you both need to be aware of.0
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