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Just accepted for a Virgin 0% balance transfer C/C
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dblue75
Posts: 668 Forumite

in Credit cards
I used to have a crap credit rating....had a few defaults etc...years ago.
Cut a long story short paid them all(i know its stays on yor file for years afterwards)
Slowly managed to build my credit rating up...got a Vanquis card, Capital one and RBS c/c.
All paid and up to date...had £500 O/S on my Vanquis and saw the advert for the Virgin C/C and though i'd apply. Got a phone call today asking a few security q's etc....and questions with regards to my finances and got accepted for a Virgin 0% card with an initial 4K limit and also the girl told me, no defaults etc..showing up on my file anymore
So pleased :T:T:T
Cut a long story short paid them all(i know its stays on yor file for years afterwards)
Slowly managed to build my credit rating up...got a Vanquis card, Capital one and RBS c/c.
All paid and up to date...had £500 O/S on my Vanquis and saw the advert for the Virgin C/C and though i'd apply. Got a phone call today asking a few security q's etc....and questions with regards to my finances and got accepted for a Virgin 0% card with an initial 4K limit and also the girl told me, no defaults etc..showing up on my file anymore

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good shout, just make sure you keep it that way. well done0
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