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General advice on starting out.
Comments
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Congrats on beating the gambling!! Welldone.
May I suggest you consider paying off the natwest debt with the savings you have
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strawberries1 wrote: »Congrats on beating the gambling!! Welldone.
May I suggest you consider paying off the natwest debt with the savings you have
Thanks, it is something I will look into. TBH in a strange way having to repay the loan, has helped keep my focussed on changing my life. I know there is a 2 month interest penalty for paying the loan off early and I have 18 more payments to make, not sure how much I would save.0 -
That does make sense. I suppose that you feel a bit vulnerable if you lose that focus. But moving on from here you have other places you can refocus. Firstly, you can focus on building up a deposit, then as and when you buy, you can focus on becoming mortgage free.Thanks, it is something I will look into. TBH in a strange way having to repay the loan, has helped keep my focussed on changing my life. I know there is a 2 month interest penalty for paying the loan off early and I have 18 more payments to make, not sure how much I would save.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
Thanks again for all the advice, I will definately take everything into consideration.
I'm going to leave the moving until early next year, so I can save up a bit more. I guess I'm lucky, because I generally have no hassle with my family and it's not like there is any pressure whatsoever on me to move out at all. But that's not to say I don't want to actually get out and finally get somewhere to call my own and am really looking forward to it, but am not going to rush it.
No doubt I'll be back around the thread sometime late this year for some more advice.
Cheers0
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