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Barclaycard - Less than 20k income?

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  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    book12 wrote: »
    There are some Barclaycards that will accept you for an income of less than £20, such as Barclaycard Initial, Gold, Classic and Breathe.

    There are, yeah, but not with the sort of limit to income ratios the OP has!

    OP would be wise to reduce limits on the cards to 35% more than the outstanding balances, wait two months for this change to update on the credit file, and only then attempt applying for a balance transfer to another card save being rejected due to affordability.
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  • I want the Barclaycard that gives a 55K credit limit! Is that the initial card?
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Nah they only hand out about 25K with the Initial card :rotfl:
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