Nectar/ sainsburys credit cards

gemmalh

Hi
I was looking to apply for a nectar credit card, but I now realise that there is a sainsburys mastercard credit card and a nectar american express credit card. Is there any benefits to either?
I'll always pay off the balance at the end of each month, it's just another way to earn nectar points.

Thanks

Gemma

izools

The Sainsbury's card is accepted more places (as it's Mastercard) and easier to get, but earns points more slowly
The Amex card is accepted at fewer places (as it's Amex) and more strictly credit scored, but earns points more quickly