Same Bank's Cards

cymru61

Hi I have looked elsewhere for the answer to this question as I'm sure someone else must have asked but so far no luck!!

My credit card 0% period is about to end and I notice that a number of different cards are owned by the same bank. Do I need to make sure that I select a different card's bank each time.

Any help soon would be much appreciated.
Many thanks,
Paul.

Noz

really depends on what the purpose you will be using the new card for

YorkshireBoy

If you're wanting to transfer a balance, you'll need to find a card from a different provider.

Check out Who Owns Who before applying.

cymru61

Not sure what you mean. I need to transfer my debt as my 0% is coming to an end. For instance I have it on Bank of Scotland owned by the Halifax. If I pick another card to transfer too do I need to make sure it is not run by the Halifax.
Many thanks,
Paul.

vwman_3

cymru61 wrote:

Not sure what you mean. I need to transfer my debt as my 0% is coming to an end. For instance I have it on Bank of Scotland owned by the Halifax. If I pick another card to transfer too do I need to make sure it is not run by the Halifax.
Many thanks,
Paul.

Yes that's right, you will have to pick a different card provider.

Moggles_2

Hi Cymru61

Welcome to MSE & the credit card board!

Yes. To be exact you need to avoid the cards in the table which are issued by HBOS.

Noz

as YorkshireBoy says, if you are looking to transfer debt from one card to another then you will need a different provider.

the halifax and Bos are both from the HBOS group and wouldn't be accepted at a 0% rate

Call_Centre_Monkey

However you can transfer to the HBOS run Sainsburys card, as it as classed as a separate bank when it comes to balance transfers.