Building Credit Profile - Next Step

KingElvis

Your (her) bank would deffo be your best chance so long as the account with them has been run without any issues.

aldredd

KingElvis wrote: »

Your (her) bank would deffo be your best chance so long as the account with them has been run without any issues.

It has indeed been run without issues.

That said, she's only been in her current job for about 4 months, and of course that will be obvious for them to spot, so maybe giving it a couple of months before she tries that would be a good idea?

Thanks for all the tips & suggestions. We both appreciate it.

(Out of interest, why is adding her to utility bill not worth doing - do they just ignore these anyway?)

Any

aldredd wrote: »

It has indeed been run without issues.

That said, she's only been in her current job for about 4 months, and of course that will be obvious for them to spot, so maybe giving it a couple of months before she tries that would be a good idea?

Thanks for all the tips & suggestions. We both appreciate it.

(Out of interest, why is adding her to utility bill not worth doing - do they just ignore these anyway?)

Yes, pretty much. They don't put much weight to these (as long as there are no defaults - if there is default it is different)/ These are your priority bills, they come before anything else as your survival is kind of dependent on them and so they are more interested in seeing how you manage your actual debt rather then just daily bills.

4 mths... hmm.. theoreticaly that is out of probationary period so it should be O.K., but I personally would wait until 6 mths is out..