Failed internal lending criteria.

BugsyBrowne

Empty_pockets wrote: »

Never heard of this CAIS feed. Will look into it.

Thanks.

Late Payments end of..

Empty_pockets

star-fire wrote: »

Late Payments end of..

End of what?
Your post doesn't make sense.
Does it refer to CAIS? Is it something new? or are you just sticking your 2p worth in.

opinions4u

Why not stop applying for stuff, run your new bank account well for a year and take it from there. They credit searched your for the current account. They know your payment history and don't want further risk with you yet.

Empty_pockets

Hi opinions,

Fair point. I have made a point of not appling for credit over the past year. The only search I do have is for a current account with said bank.

It's just very fustrating that my accounting has generally been good for years now. I have gross over double the avarage salary (£60Kish) and have masses of disposable income. I don't even run a car !!!!!!!
I know folk will say why not pay existing CC off....well I am, i'm just trying to save the £100 odd interest every month.