Survey - long standing movement

Boba_Fett

Hi All, when i had my survey done it said the following "the property has undergone a degree of structural movement; however this is long-standing in nature and the risk of further movement is acceptable"

I only had a homebuyers, not a full structural, everyone i asked said it was not needed on a mid 30s terrace, now im a bit paranoid i should of had a full structural.

As im nearing completion i dont know whether to get another survey done, has anybody else suffered from this, what did you do?

could i get a builder in to look at the property?

thanks in advance

hcb42

I would get another building surveyor, if anything, not a builder, for expertise advice. Or walk away if you don't want the worry as what they are saying seems like the risk is one you could live with....i.e. it isnt falling over.

Personally I would run a mile

however i wouldnt get another full structural survey, we did get a second surveyor for a specific part of the home I now own, as extension was built 80 years ago (three storey) and we wanted some comfort on that and in particular conversion of a room which had never been properly adopted in the house.. It cost an additional few hundred ££.

Cissi

The first thing to check is that you can get insurance on the property - once any hint of subsidence has been mentioned you may find you'll have to get specialised insurance which can be expensive (and it makes it very difficult to shop around for better deals later on). You say that you're approaching completion, have you already exchanged contracts? Your solicitor shouldn't let you exchange without having insurance in place, so I'm guessing that you haven't yet.

And yes, I would want to get a full structural survey in any case, for peace of mind.

flora48

There are companies that specialise in subsidence insurance, try Woodstock. Definitely check that the property is insurable at an acceptable cost before Exchange, should you decide to go ahead with this.

Boba_Fett

thanks all,

i have got insurance through my lender, they said there were insuring it as a standard property, there is no subsidence just this issue of longstanding movement.

i am nearing completion, exchange in the next couple of weeks, this issue is just hanging over me.

I have been told by another surveyor that apparrantly most of the houses in stoke-on-trent and newcastle have this issue as it has all been mined and he said not to bother to get another survey done.