provident personal loan

BugsyBrowne

iWeb_Rob wrote: »

if i got a loan for 14 weeks from provident and paid it back on time without a problem, would this help build/repair my credit?

rob.

If you have a provident loan then basically you must have the worst credit rating known to mankind, build/repair credit rating the answer is NO.

A good way to build a good rating if your credit is trashed is to apply for someone like capital one classic or a Vanquis credit card,keep paying these companies on time and this will defiantly improve your credit rating.

Taking out provident loans is always a downhill spiral..

iWeb_Rob

ok mate thanks, i will try the capital one or vanquis method

rob.

stu12345_2

I was a provident agent, we dont do credit checks, just lend you £50 and see how you repay.I left cos of morals, i didnt like putting folk deeper into debt for laons for gas bills, i told them to fone gas comapny and pay bill over a year interest free.