We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

provident personal loan

2»

Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    iWeb_Rob wrote: »
    if i got a loan for 14 weeks from provident and paid it back on time without a problem, would this help build/repair my credit?

    rob.

    If you have a provident loan then basically you must have the worst credit rating known to mankind, build/repair credit rating the answer is NO.

    A good way to build a good rating if your credit is trashed is to apply for someone like capital one classic or a Vanquis credit card,keep paying these companies on time and this will defiantly improve your credit rating.

    Taking out provident loans is always a downhill spiral..
  • iWeb_Rob
    iWeb_Rob Posts: 28 Forumite
    ok mate thanks, i will try the capital one or vanquis method

    rob.
  • stu12345_2
    stu12345_2 Posts: 1,576 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I was a provident agent, we dont do credit checks, just lend you £50 and see how you repay.I left cos of morals, i didnt like putting folk deeper into debt for laons for gas bills, i told them to fone gas comapny and pay bill over a year interest free.
    Christians Against Poverty solved my debt problem, when all other debt charities failed. Give them a call !! ( You don't have to be a Christian ! )

    https://capuk.org/contact-us
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.